Chapter 16 - MONICA BUILDS SOMETHING WITHOUT OTHER PEOPLE’S MONEY
Monica’s financial recovery was humiliating.
Bankruptcy? She had huge debts. Maybe Chapter 13? Let's use debt restructuring, sale assets, settlement. She sold jewelry, equity in condo, took salary job. Bankruptcy maybe chapter 11? As individual Chapter 13 if debts limits; too much. She worked with credit counselor and liquidated investments, legal restitution.
She moved into two-bedroom apartment in Stamford.
Not luxury.
Tyler stayed alternate weekends gradually after therapists approved.
First overnight, he inspected kitchen.
“Where’s Grandma?”
“Not here.”
“I know.”
He looked embarrassed.
Monica said:
“You can ask anything.”
“Do you yell when people don’t eat?”
“No.”
“Promise?”
“Yes.”
Dinner.
Tyler refused broccoli.
Monica said:
“Okay.”
He looked at her.
She laughed sadly.
“I know.”
That moment mattered.
Monica started a small marketing consultancy.
No investors.
No loans from family.
Three clients.
She liked earning again.
Derek had been shortcut emotionally and financially.
Now slower.
She attended support group for people convicted of financial crimes? Maybe probation class.
She learned rationalization patterns.
She wrote in journal:
I thought desperation made me exception.
May you like
Good.
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